:root{
  --blue:#01578E; --blue-d:#013F66; --navy:#0B2A3B;
  --green:#3CA66A; --green-d:#2E8754;
  --ink:#152733; --muted:#5C6B76; --line:#E6E9EC;
  --cream:#F7F6F3; --soft:#EEF3F6;
  --r:18px; --shadow:0 18px 48px -18px rgba(11,42,59,.28);
  --shadow-sm:0 8px 24px -12px rgba(11,42,59,.22);
  --wrap:1180px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Inter',system-ui,sans-serif;color:var(--ink);background:#fff;line-height:1.6;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4{font-family:'Plus Jakarta Sans',sans-serif;line-height:1.1;letter-spacing:-.02em}
img{display:block;max-width:100%}
a{text-decoration:none;color:inherit}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 24px}
.eyebrow{font-family:'Plus Jakarta Sans';font-weight:700;font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;color:var(--green-d)}
.btn{display:inline-flex;align-items:center;gap:.55rem;font-family:'Plus Jakarta Sans';font-weight:700;font-size:.95rem;padding:.85rem 1.5rem;border-radius:999px;border:2px solid transparent;cursor:pointer;transition:.2s;white-space:nowrap}
.btn-pri{background:var(--blue);color:#fff}
.btn-pri:hover{background:var(--blue-d);transform:translateY(-2px)}
.btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.5)}
.btn-ghost:hover{background:rgba(255,255,255,.12);border-color:#fff}
.btn svg{width:18px;height:18px}

.util{background:var(--navy);color:#cfe0ea;font-size:.82rem}
.util .wrap{display:flex;justify-content:space-between;align-items:center;height:42px;gap:1rem;flex-wrap:wrap}
.util a{color:#cfe0ea}.util a:hover{color:#fff}.util b{color:#fff}.util .right{color:#8fb0c4}

header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
nav{display:flex;align-items:center;justify-content:space-between;height:92px}
nav .logo img{height:72px;width:auto}
.navlinks{display:flex;align-items:center;gap:2rem}
.navlinks > a,.has-drop > a{font-family:'Plus Jakarta Sans';font-weight:600;font-size:.95rem;color:var(--ink);display:inline-flex;align-items:center;gap:.3rem}
.navlinks a:hover{color:var(--blue)}
.has-drop{position:relative}
.has-drop > a svg{width:14px;height:14px;transition:transform .25s}
.has-drop:hover > a svg{transform:rotate(180deg)}
.dropdown{position:absolute;top:calc(100% + 14px);left:50%;transform:translateX(-50%) translateY(8px);background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:var(--shadow);padding:.6rem;min-width:248px;opacity:0;visibility:hidden;transition:opacity .28s ease,transform .28s ease;z-index:60}
.has-drop::after{content:"";position:absolute;top:100%;left:0;right:0;height:18px}
.has-drop:hover .dropdown{opacity:1;visibility:visible;transform:translateX(-50%) translateY(0)}
.dropdown a{display:flex;align-items:center;gap:.7rem;padding:.7rem .8rem;border-radius:10px;font-size:.92rem;font-weight:600;color:var(--navy);transition:.15s}
.dropdown a:hover,.dropdown a.cur{background:var(--soft);color:var(--blue)}
.nav-cta{display:flex;align-items:center;gap:1rem}
.burger{display:none;background:none;border:0;cursor:pointer}.burger svg{width:28px;height:28px;color:var(--navy)}

.shero{position:relative;color:#fff;overflow:hidden}
.shero-bg{position:absolute;inset:0;z-index:0}
.shero-bg img{width:100%;height:100%;object-fit:cover}
.shero-bg::after{content:"";position:absolute;inset:0;background:linear-gradient(100deg,rgba(11,42,59,.93) 0%,rgba(11,42,59,.74) 42%,rgba(11,42,59,.3) 78%,rgba(11,42,59,.1) 100%)}
.shero-inner{position:relative;z-index:1;padding:78px 0 92px;max-width:680px}
.crumbs{font-size:.85rem;color:#a9c4d4;margin-bottom:.5rem}
.crumbs a{color:#cfe0ea}.crumbs a:hover{color:#fff}
.shero h1{font-size:clamp(2.1rem,4.6vw,3.3rem);font-weight:800;margin:.5rem 0 1rem}
.shero p{font-size:1.1rem;color:#dfe9ef;max-width:560px}
.shero .cta-row{display:flex;gap:.9rem;margin-top:1.7rem;flex-wrap:wrap}

section.pad{padding:80px 0}
.sec-head{max-width:680px;margin-bottom:42px}
.sec-head.center{text-align:center;margin-left:auto;margin-right:auto}
.sec-head h2{font-size:clamp(1.7rem,3.2vw,2.4rem);font-weight:800;margin:.6rem 0 .7rem;color:var(--navy)}
.sec-head p{color:var(--muted);font-size:1.03rem}

.split{display:grid;grid-template-columns:1.05fr 1fr;gap:48px;align-items:center}
.split img{border-radius:var(--r);box-shadow:var(--shadow);width:100%;aspect-ratio:4/3;object-fit:cover}
.feat-list{list-style:none;display:grid;gap:.8rem;margin-top:1.2rem}
.feat-list li{display:flex;gap:.7rem;align-items:flex-start;font-size:1rem}
.feat-list svg{flex:0 0 22px;width:22px;height:22px;color:var(--green);margin-top:2px}

.inc{background:var(--cream)}
.inc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.inc-card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:1.7rem}
.inc-card .ic{width:46px;height:46px;border-radius:12px;background:var(--soft);display:grid;place-items:center;color:var(--blue);margin-bottom:.9rem}
.inc-card .ic svg{width:23px;height:23px}
.inc-card h4{font-size:1.1rem;color:var(--navy);margin-bottom:.4rem}
.inc-card p{color:var(--muted);font-size:.93rem}

.cta-band{background:linear-gradient(120deg,var(--blue),var(--blue-d));color:#fff;border-radius:24px;padding:3rem 2.6rem;display:flex;align-items:center;justify-content:space-between;gap:2rem;box-shadow:var(--shadow);flex-wrap:wrap}
.cta-band h2{font-size:clamp(1.6rem,3vw,2.2rem);font-weight:800;max-width:600px}
.cta-band p{color:#d3e6f1;margin-top:.5rem;max-width:540px}
.cta-band .btn-pri{background:#fff;color:var(--blue)}.cta-band .btn-pri:hover{background:#eaf3f8}
.cta-band .acts{display:flex;gap:.8rem;flex-wrap:wrap}

footer{background:var(--navy);color:#a9c4d4;padding:56px 0 26px}
.foot-grid{display:grid;grid-template-columns:1.6fr 1fr 1.2fr;gap:40px}
.foot-grid h5{font-family:'Plus Jakarta Sans';color:#fff;font-size:1rem;margin-bottom:1rem}
.foot-grid a,.foot-grid p{color:#a9c4d4;font-size:.92rem;display:block;margin-bottom:.5rem}
.foot-grid a:hover{color:#fff}
.foot-logo img{height:40px;background:#fff;padding:7px 11px;border-radius:10px;margin-bottom:.9rem}
.foot-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:40px;padding-top:22px;font-size:.84rem;color:#7e9cb0;display:flex;justify-content:space-between;flex-wrap:wrap;gap:1rem}

@media(max-width:900px){.split{grid-template-columns:1fr;gap:28px}.inc-grid{grid-template-columns:1fr 1fr}.foot-grid{grid-template-columns:1fr 1fr}}
@media(max-width:640px){
  .navlinks{display:none;position:absolute;top:92px;left:0;right:0;background:#fff;flex-direction:column;align-items:flex-start;padding:1rem 24px 1.4rem;border-bottom:1px solid var(--line);gap:1rem;box-shadow:var(--shadow-sm)}
  .navlinks.open{display:flex}
  .dropdown{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;border:0;padding:.3rem 0 0;min-width:0}
  .nav-cta .btn{display:none}.burger{display:block}.util .right{display:none}
  .util .left a[href^="mailto"]{display:none}
  nav{height:78px}nav .logo img{height:56px}.navlinks{top:78px}
  .inc-grid{grid-template-columns:1fr}.foot-grid{grid-template-columns:1fr}
  section.pad{padding:56px 0}.cta-band{padding:2.2rem 1.5rem;text-align:center;justify-content:center}
}